How much does a roof replacement cost in North Texas?
For a typical single-family home around Lewisville with architectural asphalt shingles, a full replacement commonly falls between about $10,000 and $20,000. Roofs are priced by the square, which is 100 square feet of roof, and the size, pitch, complexity and decking condition move the price within that range. When hail caused the damage, insurance usually covers the replacement minus your deductible.
Roofs are priced by the square, and your house is bigger than its floor plan
A roofing square is 100 square feet of roof surface. A 2,000 square foot single story home with an ordinary pitch and overhangs usually carries somewhere around 25 to 30 squares, because the roof covers the eaves and the slope adds area.
In North Texas, architectural shingle replacements commonly run in the region of $450 to $700 per square installed, including tear-off, underlayment and disposal.
Four things move the price the most
Pitch. A steep roof needs more safety equipment and goes slower, and past a certain pitch the crew cannot walk it at all.
Complexity. Valleys, hips, dormers and walls where the roof meets a second story each need extra flashing and cutting.
Decking. Soft or damaged decking is replaced before the new roof goes on, and it cannot be fully counted until the old roof is off.
Materials. Premium shingle lines, synthetic underlayment and ice and water barriers cost more than bare minimum materials and last longer.
What you pay when insurance is involved
On an approved hail or wind claim under a replacement cost policy, the carrier pays the cost of the replacement and you pay the deductible. The deductible is often a percentage of your dwelling coverage, commonly one or two percent in Texas.
Upgrades the policy does not cover, such as a higher shingle line than the one you had, are paid by the homeowner.
Related questions
Is a metal roof worth it in North Texas?
Standing seam metal roofs last much longer than shingles and handle heat well, but they cost two to three times as much, and hail can dent them. Many carriers also exclude cosmetic dents on metal roofs.
Can a new roof go over the old one?
Texas building codes allow a second layer in some cases, but it hides decking problems, adds weight, and many insurance claims and manufacturer warranties expect a full tear-off.
